USDA VS FHA in Athens, Limestone County, AL

In 2024, USDA loan limit in Athens, county of Limestone, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Athens, county of Limestone, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Athens, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Strong Financial Group Inc
  • 7350 East Progress Place, Suite 100, Englewood, CO, 80111
  • "Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional FHA & VA Jumbo Loans Loan Amounts and more"
  • Coffee Mortgages
  • 5105 DTC Parkway, Suite 310, Englewood, CO, 80111
  • Coffee Mortgages all believe you should take life one cup at a time. You've already worked hard to do your part and are looking to refinance, save money or purchase a new home. This is where we come in. Our mission is to provide you with meticulously tailored, custom loan options in a timely manner while addressing any questions
  • Innovative Mortgage Bankers
  • 14005 East Fair Place, Centennial, CO, 80111
  • Innovative Mortgage Bankers has been serving Colorado families for over 26 years. Licensed, insured, bonded, and accredited "A+" rating with the Denver/Boulder Better Business Bureau. Offering a full line of mortgage loans for purchasing and refinancing, Fixed Rate & ARMs, Reverse Mortgages, FHA/VA
  • CDC Financial Group Inc
  • 6143 South Willow Drive, Suite 340, Greenwood Village, CO, 80111
  • CDC Financial Group, Inc, Established in 1998. our dedicated team of mortgage professionals are well versed in the Colorado market. When working with us, you will receive personalized service and an unsurpassed commitment to communication throughout the entire loan process, start to finish
  • Hanover Mortgage Corp
  • 5610 East Ida Circle, Suite 100, Englewood, CO, 80111
  • Hanover Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Nationwide Home Loans Inc
  • 6500 South Quebec Street, Suite 300, Englewood, CO, 80111
  • At Nationwide Home Loans, Inc, we can handle just about any real estate financing situation, whether you are buying, renovating, refinancing, or investing. There is not enough space here to list the many programs we offer, but here are just a few Conventional, VA, FHA, and USDA loans for existing construction
  • TLD Financial
  • 7887 E Belleview Avenue, Suite 1100, Englewood, CO, 80111
  • The new loan application on TLD Financial's web site makes it easy for you to safely apply online, day or night. You save time and money. Discover the difference when you check the progress of your loan from your own computer. We never lose sight of the personal touch. You'll love the convenience of our proven technology and competent staff.
  • DHA FINANCIAL, LLC
  • 8490 E. Crescent Parkway, Suite 120, Greenwood Village, CO, 80111
  • DHA Financial is owned and operated by Dan Langerman and Jennifer Langerman. Since 2001 DHA Financial has helped thousands of families realize the dream of home ownership. We are a Correspondent lender, which means that we are 100% invested in the experience our company delivers to you,
  • Professional Wholesale Mortgage, LLC
  • 5994 S. Holly St, Suite 246, Englewood, CO, 80111
  • Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
  • Alliance Mortgage Group, Inc
  • 12625 E Euclid Dr, Centennial, CO, 80111
  • The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
  • Colten Mortgage, LLC
  • 6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
  • Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions