USDA Loan Vs. FHA loan pro & con for Birmingham, Jefferson County, AL

In 2024, USDA loan limit in Birmingham, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Birmingham, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(914) 222-0870 890 miles Lender's profile and map Reviews Solution One Capital Corp 707 Westchester Avenue, Suite 209, White Plains, NY, 10604 Solution One Capital Corp. Helping to bring people and homes together! Our goal as experienced mortgage brokers is to explore the many financial options available to you, and to work together to find the best one. Whether you are buying your first home, second home or refinancing your current mortgage
(914) 202-2649 890 miles Lender's profile and map Reviews RealFi Home Funding Corp 707 Westchester Avenue, Suite 305, White Plains, NY, 10604 We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
954 444 4902 890 miles Lender's profile and map Reviews ABS Based Solution 1133 Westchester Avenue, West Harrison, NY, 10604 Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania. Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
(914) 641-3700 890 miles Lender's profile and map Reviews Quorum Federal Credit Union 2500 Westchester Avenue, Suite 411, Purchase, NY, 10577 Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
(888) 970-2200 890 miles Lender's profile and map Reviews Cardinal Mortgage Corp. 2900 Westchester Avenue, Purchase, NY, 10577 At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
(845) 216-1228 890 miles Lender's profile and map Reviews Bridge Lending Group 2900 Westchester Avenue, Purchase, NY, 10577 Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
844 742 9900 890 miles Lender's profile and map Reviews Bridge Lending Group 2900 Westchester Avenue, Purchase, NY, 10577 Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding
(914) 736-9230 890 miles Lender's profile and map Reviews A.S.A.P. Mortgage Corp. 2 S. Division St, 2nd Floor, Peekskill, NY, 10566 ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
(914) 762-3372 891 miles Lender's profile and map Reviews Sing Sing Employees Federal Credit Union 2 Church Street, Suite 204, Ossining, NY, 10562 SSEFCU is a member-owned financial cooperative providing financial banking services to multiple employee groups, but primarily serves select state, and local government employees. Membership is also open to immediate family of current members. We offer banking services like savings, checking, and loan accounts; with great rates and lower fees
(763) 441-1000 891 miles Lender's profile and map Reviews The Bank of Elk River 630 Main Street, Elk River, MN, 55330 The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.