FHA VS Conventional loan in Clay, Jefferson County, Alabama

In 2024, Convetional loan limit in Clay, county of Jefferson, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Clay, county of Jefferson, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35173, 35126

Conventional and FHA loan options in Clay, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Renzo Capital Corp
  • 650 California St, San Francisco, CA, 94108
  • Renzo-Capital Corp* Proven Expedited Lending Strategies. Borrowers typically have a deadline they are trying to solve when they approach Renzo Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources. As a direct, private lender, we have funded over $750 million in commercial
  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108
  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.
  • SunnyHill Financial Inc
  • 600 California St, Suite 15-007, San Francisco, CA, 94108
  • SunnyHill Financial has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. You will be working directly with the owners of the company and alos Proudly service are Az, Ca, Co, GA, MI, NC, OH, FL, OR, PA, TX, and UT.
  • Mason Mortgage Services, Inc.
  • 581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
  • "We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence. APPLY for your HOME LOAN AND"
  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners
  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees
  • Norcal Capital Group, Inc
  • 1369 El Camino Real, Millbrae, CA, 94030
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • RPM Financial
  • 1361 El Camino Real, Millbrae, CA, 94030
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.
  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.
  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.