Explore the differences! FHA VS Conventional loan programs in Cullman, Cullman County, Alabama

In 2024, Convetional loan limit in Cullman, county of Cullman, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Cullman, county of Cullman, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35058, 35057, 35055, 35056

Conventional and FHA loan options in Cullman, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • McGuire Capital Group Realty
  • 548 Main Street, Vacaville, CA, 95688
  • McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
  • Citizens Financial
  • 406 Main St., Suite E, Vacaville, CA, 95688
  • "We are a residential and commercial brokerage with the core focus of ""to serve those who serve."" Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."
  • Golden Century Financial Services
  • 2185 Glenkirk Drive, San Jose, CA, 95124
  • Golden Century Financial Services As a broker and owner of the Golden Century Financial, Sam Kahlil helps clients save 15 years or more on their mortgages – amounting to tens of thousands of dollars saved on interest! Sam is up-to-date on all financial training and continuing education courses required by the industry
  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.
  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • Realty Zone Investments
  • 2880 Zanker Road, Suite 203, San Jose, CA, 95134
  • Realty Zone Investments, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • InstaMortgage
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • By combining superior technology with expert advice, excellent customer service, and competitive rates, we deliver mortgage options that are tailored to each client's unique financial situation. A radically different mortgage experience is a result of our obsession for better service to our customers. Don’t take our word for it.
  • American Family Funding Group
  • 1190 South Bascom Ave, Suite 215, San Jose, CA, 95128
  • At American Family Funding Group, we have experienced in-house processing staff. At American Family Funding Group, we offer all FNMA, Freddie Mac loan products, FHA, VA loans and first time home buyers program. At American Family Funding Group, we also offer Non QM loans, such as Reverse Mortgage, and Hard Money loans, Bank statement.
  • Arcus VA Mortgage
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • We proudly serve all types of VA loans. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner. Just give us a call, we’ll get’er done!
  • Northstar Mortgage & Realty
  • 950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.