USDA Loan Vs. FHA loan for Decatur, AL [Morgan County Rates 2023]

In 2024, USDA loan limit in Decatur, county of Morgan, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Decatur, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 434-5199 1037 miles Lender's profile and map Reviews Mortgage First LLC 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(720) 580-8800 1037 miles Lender's profile and map Reviews Synergy Mortgage Solutions LLC 7186 South Ukraine Street, Aurora, CO, 80016 We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
(303) 768-8559 1037 miles Lender's profile and map Reviews Custom Mortgage Solutions LLC 7995 South Coolidge Way, Aurora, CO, 80016 Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(844) 639-3483 1037 miles Lender's profile and map Reviews Newburyport Five Cents Savings Bank 63 State Street, Newburyport, MA, 01950 We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
(978) 462-3106 1037 miles Lender's profile and map Reviews Institution For Savings 93 State Street, Newburyport, MA, 01950 The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
(978) 255-2949 1037 miles Lender's profile and map Reviews CBC Financial 76 State St, Newburyport, MA, 01950 Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
(303) 847-5916 1038 miles Lender's profile and map Reviews NestInvest Home Loans LLC 300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104 NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
(720) 670-0124 1038 miles Lender's profile and map Reviews KC Mortgage LLC 504 Perry Street, Unit B, Castle Rock, CO, 80104 With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
(720) 289-0782 1038 miles Lender's profile and map Reviews Loan Professionals of Colorado Inc 200 S Wilcox St, Suite 401, Castle Rock, CO, 80104 LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
(303) 346-0343 1038 miles Lender's profile and map Reviews Greentree Mortgage Inc 2206 Saddleback Dr, Castle Rock, CO, 80104 Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
(719) 277-9229 1038 miles Lender's profile and map Reviews View Mortgage, LLC 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921 View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.