USDA Loan Vs. FHA loan for Fairfield, AL [ best of 2023]

In 2024, USDA loan limit in Fairfield, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fairfield, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(702) 847-7477 1617 miles Lender's profile and map Reviews SimpliFi Mortgage LLC 10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135 Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
(208) 734-8671 1622 miles Lender's profile and map Reviews Snake River FCU 2361 Orchard Drive E, Twin Falls, ID, 83301 Snake River Federal Credit Union was organized as a Federally Chartered Credit Union on June12, 1953, Twin Falls, Idaho. Snake River Federal Credit Union is a well established Credit Union serving the employee’s of The Amalgamated Sugar Company, their family members and the Southern Idaho Sugar Beet Growers.
(208) 788-8800 1622 miles Lender's profile and map Reviews MORTGAGE SOLUTIONS 321 N Main St., Bellevue, ID, 83313 Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,
(208) 543-4351 1635 miles Lender's profile and map Reviews Farmers Bank - Idaho 914 Main Street, Buhl, ID, 83316 The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.
(760) 623-1050 1644 miles Lender's profile and map Reviews Nava Commercial Capital & Real Estate Inc. 578 G Street, Brawley, CA, 92227 At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
(760) 427-3610 1651 miles Lender's profile and map Reviews American Group 1074 E. Cole Rd, Suite 14, Calexico, CA, 92231 American Group Realtors has been open for business since 1997. Its professional team of licensed real estate agents, bilingual staff and broker/president, Manny Hernandez, are ready to serve the community at large who is looking to buy or sell in a challenging residential & commercial real estate market,
(800) 254-3150 1652 miles Lender's profile and map Reviews Aceland Mortgage LLC 151 Calle San Francisco, San Juan, PR, 00901 Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,
(704) 957-5053 1652 miles Lender's profile and map Reviews Money House 52 Calle Paseo Covadonga, San Juan, PR, 00901 At Moneyhouse, we provide scalable and flexible partnership opportunities to help you achieve the success and market share levels your business plan objectives have addressed. Whether you are new to the reverse mortgage product or looking to add an additional Partner relationship
(760) 352-7777 1652 miles Lender's profile and map Reviews Community Valley Bank 1443 Main Street, El Centro, CA, 92244 The team here at Community Valley Bank strives to provide the best service possible to our customers. Come visit with one of our team members to see if we can provide your needs for you! At Community Valley Bank, we understand the personal nature of your financial decisions. We offer a complete menu of deposit, lending, and investment products.
(760) 337-4200 1655 miles Lender's profile and map Reviews Sun Community Federal Credit Union 1068 Broadway, El Centro, CA, 92243 Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
(760) 352-1540 1655 miles Lender's profile and map Reviews First Imperial Credit Union. 1602 W Main St, El Centro, CA, 92243 First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
(760) 370-0042 1655 miles Lender's profile and map Reviews IV Alliance Mortgage & Real Estate 395 Broadway Avenue, Suite 5, El Centro, CA, 92243 IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.