FHA VS Conventional loan programs in Fairhope, Baldwin County, Alabama

In 2024, Convetional loan limit in Fairhope, county of Baldwin, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Fairhope, county of Baldwin, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 36532

Conventional and FHA loan options in Fairhope, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Hansen Loans Inc.
  • 1644 Linwood Street, San Diego, CA, 92103
  • At Hansen Loans Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • XO Mortgage
  • 2720 5th Ave, Suite J, San Diego, CA, 92103
  • We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.
  • Home Loans by Karyn
  • 27215 Highway 189, Suite C, Blue Jay, CA, 92317
  • Karyn Weger is the Branch Manager and Senior Loan Officer at Home Loans by Karyn in Lake Arrowhead, California. She first entered the mortgage industry after a bad experience as a customer while obtaining a mortgage for herself. An unscrupulous loan officer left her with a bad taste for the business.
  • Joseph R. Mercurio Real Estate and Mortgage
  • 505 Precious Hills Road, Bonsall, CA, 92003
  • Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
  • North County Mortgage Corporation
  • 30978 Villa Toscana, Bonsall, CA, 92003
  • North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • MECM Home Loans
  • 666 State St, San Diego, CA, 92101
  • MECM Home Loans is a family-owned business that supports the financial goals, real estate acquisition and wealth development of our clients. The company was founded with the principle that acquiring a home or a new loan shouldn’t be a stressful process we strive to making it fun and an informative process that
  • West End Mortgage Group
  • 437 9th Ave, San Diego, CA, 92101
  • We offer WHOLESALE RATES! Your local bank is held captive to sell their own products. That is, they will not provide unbiased advice nor selection, since by doing so, they risk losing your loan to the company whose product truly provides you the most value. As a Mortgage Broker, West End Mortgage Group can sell a variety of loan products.