USDA Loan Vs. FHA loan pro & con for Fultondale, Jefferson County, AL

In 2024, USDA loan limit in Fultondale, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fultondale, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 938-2228 1733 miles Lender's profile and map Reviews Source Mortgage Inc 531 South Fitness Plaza, Eagle, ID, 83616 We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(208) 994-3779 1733 miles Lender's profile and map Reviews Swanson Financial LLC 302 East Stonewater Court, Eagle, ID, 83616 Swanson Financial, LLC is a consumer-first mortgage brokerage that is locally owned and operated in Eagle, ID. We aim to serve the residents across the state of Idaho with great rates, full transparency, and exceptional speed & service. With over 20 years of mortgage industry experience.
(208) 322-0831 1733 miles Lender's profile and map Reviews Hunter Creek Mortgage, Inc 1243 E Iron Eagle Dr, Suite 130, Eagle, ID, 83616 "Hunter Creek Mortgage, Inc. was established with a simple vision: to create extraordinary mortgage solutions for Idaho homeowners. That vision continues to be a driving force for us today. We believe that every client is an individual and that there is no “one size fits all” solution.
(208) 639-4000 1733 miles Lender's profile and map Reviews Fulcrum Home Loans 971 E Winding Creek Drive, Eagle, ID, 83616 At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.
208 467 5467 1733 miles Lender's profile and map Reviews Hopkins Financial 910 E. Carol St., Meridian, ID, 83646 HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
(760) 953-5517 1735 miles Lender's profile and map Reviews CTC Lending 13496 Capella Road, Apple Valley, CA, 92308 At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(760) 580-0690 1735 miles Lender's profile and map Reviews Randy Van Orden 43050 Calle Cristal, Temecula, CA, 92592 RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
(951) 442-8566 1735 miles Lender's profile and map Reviews BOLD Funding 45576 Jaguar Way, Temecula, CA, 92592 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(951) 699-9466 1735 miles Lender's profile and map Reviews Best Rate Finance & Realty 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592 As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
(951) 258-2825 1735 miles Lender's profile and map Reviews Anthony Campos 28693 Old Town Front St, Suite 300, Temecula, CA, 92592 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(858) 442-4157 1735 miles Lender's profile and map Reviews Scripps Mortgage, Inc. 31805 Temecula Parkway, Suite 101, Temecula, CA, 92592 Scripps Mortgage, Inc is a A family owned and operated company, Scripps Mortgage has prided itself on customer service and availability for over twenty five years. With offices in San Diego and Temecula, we are proud to serve the greater Southern California area As a mortgage company, we pride ourselves on searching.
(714) 362-2434 1735 miles Lender's profile and map Reviews Go Lender Direct, Inc. 42377 Via Azalea, Temecula, CA, 92592 Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.