Construction loans by bank or private investors in Gilroy, CA

Lendersa® list of construction loan lenders in Gilroy, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Gilroy, CA of 2,000 Sf home at $323,648 for basic construction to $581,946 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95020.



  • iPacific Capital Inc.
  • 19762 MacArthur Boulevard, Suite 100, Irvine, CA, 92612
  • Sam Nam is the founder of iPacific Real Estate. A licensed CA Real Estate Broker for over 20 years, Sam holds an active NMLS license and owns rental properties throughout Orange County. Sam began his real estate career at Bank of America and went on to work for some of the largest companies in the world.
  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans. "
  • 365 Home Lending
  • 18818 Teller Ave, #145, Irvine, CA, 92612
  • 365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.
  • Back Bay Funding
  • 19782 MacArthur Blvd, Suite 250, Irvine, CA, 92612
  • Back Bay Funding offers singular products from more than 40 wholesale and commercial lenders. As a broker/banker, we pride ourselves on providing funding solutions that are rarely available elsewhere. This allows us to serve a wide array of clients with dynamic financial situations
  • Easy Street Capital
  • 3333 Michelson Dr, Suite 300, Irvine, CA, 92612
  • Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit, we can finance your next investment. Easy Street Capital has the solution, whether you are buying a property to fix up, building new construction, or generating cash flow from rental units. As a fully discretionary lender, we hav
  • NextU Lending
  • 19000 MacArthur Blvd., 7th Floor, Irvine, CA, 92612
  • NextUs Lending. The information in this document is intended for use by licensed mortgage bankers, brokers, and mortgage loans officers, and may not to be viewed, used, or relied upon by consumers. The information disclosed in this document is subject to change without notice. Not available in all states.
  • EquityFund Financial, Inc.
  • 2081 Business Center Drive #136, Irvine, CA, 92612
  • The team at EquityFund Financial has over 45 years of combined experience in real estate lending, finance, asset management, acquisition, and financial services. We have funded over $1 billion in real estate and investment transactions. Our broad base of skills and hands-on approach enable EquityFund Financial to recognize and offer well-underwritt
  • Center Street Lending
  • 18301 VON KARMAN STE 330, Irvine, CA, 92612
  • Center Street Lending is Private money residential lender that provides business-purpose loans for single-family and multi-family investments. and also Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate.
  • Paramount Residential Mortgage Group - PRMG Inc.
  • 1265 Corona Pointe Court Suite 300, Corona, CA, 92879
  • "Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
  • Mario Loans
  • 333 Marine Ave #5, Newport Beach, CA, 92662
  • Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CMA Financial Group
  • 2852 East Coast Highway, Corona Del Mar, CA, 92625
  • CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
  • Dimension Funding
  • 6 Hughes, Irvine, CA, 92618
  • Since 1978, Dimension Funding has worked hard to build and maintain its solid track record and reputation as a trusted source of capital for America’s small and medium-sized business owners, entrepreneurs, professionals and owner-operators by providing commercial financing and lease financing for virtually any type of equipment, good or product.