USDA VS FHA in Guntersville, Marshall County, AL

In 2024, USDA loan limit in Guntersville, county of Marshall, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Guntersville, county of Marshall, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Guntersville, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Slade Mortgage Group, Inc.
  • 160 Katharine Lee Bates Road, Falmouth, MA, 02540
  • Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
  • Olive Tree Mortgage Solutions, Inc
  • 70 Leo M. Birmingham Pkwy, Brighton, MA, 02135
  • Olive Tree was designed to put your needs first. With us you will get a low rate, cutting edge technology & commitment and dedication throughout the loan process. Olive Tree Mortgage, your local Independent mortgage experts create the speed (quick) & pricing (lower rates and fees) only competition among the best lenders in the country can provide.
  • Brookline Bank
  • 2 Harvard Street, Brookline, MA, 02445
  • Brookline Bank is a full-service financial institution with more than 30 locations in Greater Boston & the North Shore. Whether online, mobile, or in person, Brookline Bank helps you manage your banking with a mix of tech, human touch, & solutions tailored to your life. We offer checking, savings, home equity lending, residential mortgages.
  • Endeavor Capital
  • 404 South Huntington Avenue, Jamaica Plain, MA, 02130
  • Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
  • Plattsburgh City School District Federal Credit Union
  • 49 Broad Street, Suite 101, Plattsburgh, NY, 12901
  • The Plattsburgh City School District Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. As such, all share funds are federally insured up to $250, 000.
  • Dannemora Federal Credit Union
  • 344 Tom Miller Road, Plattsburgh, NY, 12901
  • For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
  • CVPH Employees FCU
  • 75 Beekman Street, Plattsburgh, NY, 12901
  • The CVPH Employees Federal Credit Union was founded on November 18, 1975 by Raymond Mousseau with the assistance of Fayrene Ashline. Their vision was to offer the employees of CVPH Medical Center their own Credit Union. The Credit Union is located at 75 Beekman Street in Plattsburgh, New York on the first floor of the hospital
  • Plattsburgh Mortgage Center
  • 37 Boynton Ave, Suite 5, Plattsburgh, NY, 12901
  • PlattsburghMortgage.com has tried to provide accurate and timely information; however, the content of this site and Home Loan Programs offered may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice.
  • Brookline Municipal Credit Union
  • 334 Washington Street, Brookline Village, MA, 02447
  • Founded in 1939, the Brookline Municipal Credit Union was formed by a group of people with a common bond – people who were principally interested in encouraging systematic savings and providing a source of low-cost loans, when members needed money. The philosophy and commitment to provide our members with savings accounts.