FHA Vs. USDA loan program for Homewood, Jefferson County, Alabama

In 2024, USDA loan limit in Homewood, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Homewood, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(715) 682-2772 931 miles Lender's profile and map Reviews Northern State Bank 321 Main St W, Ashland, WI, 54806 Northern State Bank has been serving the needs of our communities for over 85 years. The bank’s original charter incorporated the Marengo State Bank in 1920. In 1933 the articles of incorporation were amended, changing the name to Northern State Bank, and the main office was moved to Ashland.
(866) 282-3501 931 miles Lender's profile and map Reviews Chippewa Valley Bank 1508 Lake Shore Drive W, Ashland, WI, 54806 Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.
(605) 996-9211 931 miles Lender's profile and map Reviews Palace City Federal Credit Union 720 West Havens Avenue, Mitchell, SD, 57301 Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
(605) 996-7775 931 miles Lender's profile and map Reviews CorTrust Bank 100 E Havens Ave, Mitchell, SD, 57301 CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
(308) 534-2100 931 miles Lender's profile and map Reviews Nebraskaland National Bank 1400 South Dewey, North Platte, NE, 69101 Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
(320) 257-0223 932 miles Lender's profile and map Reviews ONE Mortgage LLC 101 2nd street NW, Avon, MN, 56310 At One Mortgage LLC, our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(860) 283-1874 932 miles Lender's profile and map Reviews Thomaston Savings Bank 73 Main Street South, Bethlehem, CT, 06751 At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
(203) 758-9500 932 miles Lender's profile and map Reviews Waterbury CT Teachers Federal Credit Union 773 Straits Turnpike, Middlebury, CT, 06762 Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.
(906) 884-2069 932 miles Lender's profile and map Reviews Lake Superior Credit Union 801 River Street, Ontonagon, MI, 49953 Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
(203) 680-8668 933 miles Lender's profile and map Reviews Healthcare Financial Federal Credit Union 20 York Street, Room 80CB, New Haven, CT, 06510 On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.