USDA Loan Vs. FHA loan pro & con for Irondale, Jefferson County, AL

In 2024, USDA loan limit in Irondale, county of Jefferson, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Irondale, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(207) 899-4500 1122 miles Lender's profile and map Reviews Acadia Lending Group 10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106 Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
(207) 504-6215 1122 miles Lender's profile and map Reviews HOME BASE MORTGAGE GROUP 780 Broadway, Unit C, South Portland, ME, 04106 Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
(207) 854-6000 1122 miles Lender's profile and map Reviews Infinity Credit Union 202 Larrabee Road, Westbrook, ME, 04092 We believe that together, we can make your dream Real. For 100 years, serving our communities, building relationships, & welcoming new members has been at the heart of what we do. We believe kind words and good works are currencies whose value never diminishes. We are passionate about learning your story and committed to doing what’s best for you.
(207) 854-0740 1122 miles Lender's profile and map Reviews Stone Coast Mortgage 367 Main St, Westbrook, ME, 04092 "We are committed to providing the highest level of customer service to make your transaction as smooth as possible. For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen
(307) 532-2181 1123 miles Lender's profile and map Reviews Pinnacle Bank – Wyoming 2000 Main Street, Torrington, WY, 82240 Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
(701) 847-2600 1123 miles Lender's profile and map Reviews First State Bank & Trust Company 612 Broadway, Thompson, ND, 58278 Officially known as First State Bank since 1938, our five locations in Buxton, Grand Forks, Mayville, Portland and Thompson are centrally located in the heart of North Dakota’s legendary Red River Valley. Known for our commitment to the communities we serve, our respected business, agricultural and mortgage lenders
(970) 203-0284 1123 miles Lender's profile and map Reviews Family Mortgage CO, Inc. 2203 N. Taft Ave, Loveland, CO, 80538 Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
(970) 980-4213 1123 miles Lender's profile and map Reviews M2 Home Loans LLC 3442 Windsor Court, Loveland, CO, 80538 M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
(970) 663-9879 1123 miles Lender's profile and map Reviews Arnett & DeVoe Mortgage Group LLLP 1803 North Taft Avenue, Loveland, CO, 80538 A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
(303) 330-7363 1123 miles Lender's profile and map Reviews Barnett Mortgage LLC 1635 Foxtrail Drive, Suite 210, Loveland, CO, 80538 Barnett Mortgage ensures a dedicated lender experience that helps ensure most people get the loan and rate they need. The customized loans offered through Barnett Mortgage are designed to meet each person’s needs. We shop for the lowest rates possible, helping you get an out of the box loan. We help our clients get competitively low rates
(970) 663-0492 1123 miles Lender's profile and map Reviews Great Plains Mortgage Company LLC 473 Routt Dr., Loveland, CO, 80538 The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.