Macoy Capital Partners, Inc. is a privately-held California corporation licensed by the California Bureau of Real Estate [CalBRE#01851634] and endorsed by the Nationwide Multistate Licensing System & Registry. [NMLS#338666]. The company was founded in 2008 with the purpose of creating opportunities for qualified individuals to achieve their financial goals who may not otherwise be able to do so through traditional lenders.
When establishing Macoy Capital Partners, Inc.., our goal was to provide a platform to offer alternative forms of financing, often known as “private money” or “hard money” loans, for qualified borrowers who may not fit within the traditional lending criteria. During the market downturn in 2008, we recognized a need for these alternative forms of financing for individuals who were deserving loan recipients, but were unable to qualify with traditional lending institutions due to challenges including:
̈ bad credit from past issues not yet removed from their credit report
̈ ability to repay but property issues that resulted in disqualification by banks ̈ number of loans that banks viewed as one too many
Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions, including ground-up and fix-and-flip.
We work with borrowers to determine their financial needs and goals and to explore multiple avenues of financing. We also work with lenders to identify their investment goals and to create successful matches between borrowers and lenders. Our goal is to provide the best solution for each borrower – even when that means facilitating and transitioning borrowers to lenders outside of our network!
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154
