Wholesale Mortgage Team – Your Trusted Mortgage Partner in North Dakota and Minnesota
Wholesale Mortgage Team is a NEXA Mortgage partner, based locally in the Fargo/Moorhead area. We offer a wide array of mortgage products to meet the diverse needs of our clients in North Dakota and Minnesota. As a leading mortgage brokerage, we specialize in Conventional, FHA, VA, and USDA mortgages, but our capabilities extend far beyond these traditional products. With access to over 225 national wholesale lender partners, we are able to offer some of the most competitive and customized solutions available in the mortgage industry today.
Niche Products and Extensive Options
Our access to more than 225 national wholesale lenders sets us apart from other mortgage providers. This extensive network allows us to find the best mortgage products available, no matter how unique the situation. Whether you’re a first-time homebuyer, refinancing, or purchasing a home in a rural area, we have the tools and resources to match you with the perfect product. From specialty programs for veterans (VA loans) to rural development options (USDA loans), we offer a comprehensive selection of mortgage solutions.
Reputation Built on Trust and Transparency
With a 100% satisfaction rating on Google, our reputation speaks for itself. At Wholesale Mortgage Team, we believe in providing transparent and straightforward mortgage solutions, ensuring that our clients feel confident and well-informed throughout the process. Our exceptional customer service has earned us recognition as one of the best in the industry, including being named the Top-Rated Refinancing Company for 2022 and 2023 by Expertise.com and won Best Mortgage Broker in West Fargo in 2024 by QualityBusinessAwards.com. These accolades highlight our commitment to delivering unparalleled service, transparency, and integrity.
Experience You Can Rely On
With years of experience in the mortgage industry, we have refined our processes and technology to make securing a home loan simpler, faster, and more efficient. Our team’s deep knowledge of the market and mortgage products ensures that you receive tailored advice and a seamless experience. Whether you’re purchasing your first home or refinancing, our team of experts is here to guide you every step of the way.
Areas of Expertise
We are proud to serve clients across North Dakota and Minnesota, and our team is well-versed in the nuances of the mortgage markets. From first-time homebuyer programs to specialized loans for veterans, we have the expertise to find the right solution for every client. Additionally, our innovative technology and personalized approach make us one of the top choices for anyone looking to navigate today’s complex mortgage landscape.
Why Choose Wholesale Mortgage Team?
At Wholesale Mortgage Team, we are committed to offering more than just mortgage loans—we are dedicated to providing a transparent, efficient, and personalized experience for every client. Our ability to shop across 225+ national lenders gives us a unique advantage in delivering highly competitive rates and tailored mortgage solutions. Whether you're a first-time homebuyer or refinancing your home, we ensure you have the right mortgage option for your needs.
Choose Wholesale Mortgage Team for a trusted, reliable, and experienced partner in your homeownership journey.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154
