2023 FHA Loan Limits for Opp, Covington County, Alabama

In 2024, FHA loan limit in Opp county of Covington, Alabama is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Opp county of Covington, Alabama compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Opp county of Covington, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
  • First Fidelity Bank
  • 1400 Gault Avenue North, Fort Payne, AL, 35967
  • First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
  • American United Mortgage Corporation
  • 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350
  • American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
  • LoanUnitedcom LLC
  • 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
  • Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
  • Homeland Financial
  • 2030 Beaver Ruin Rd, Norcross, GA, 30071
  • We believe everyone deserves to own their home. We can help you get there. Choosing the right lender is a key element to managing your mortgage. As mortgage professionals, our goal is not only to provide you with a loan, but also to help you select the one most beneficial to you and your long-term goals.
  • eHome Loan Advisors LLC
  • 1202 Macy Dr, Roswell, GA, 30076
  • eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
  • Houzzle Financial Inc
  • 2475 Northwinds Parkway, Suite 525, Alpharetta, GA, 30009
  • Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you.