USDA and FHA Pro and Con in Oxford, Calhoun County, AL

In 2024, USDA loan limit in Oxford, county of Calhoun, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Oxford, county of Calhoun, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Oxford, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • QuikFund, Inc
  • 59 Dogwood Road, Wethersfield, CT, 06109
  • QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
  • Lee Bank
  • 75 Park Street, Lee, MA, 01238
  • Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
  • Custer Federal State Bank
  • 341 South 10th Avenue, Broken Bow, NE, 68822
  • Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
  • Nebraska State Bank
  • 945 South D St, Broken Bow, NE, 68822
  • The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Wellness Federal Credit Union
  • 15 Van Dyke Ave, Hartford, CT, 06106
  • Wellness Federal Credit Union has been successfully serving 1000 of members in the healthcare field over 60 years.Wellness Federal Credit Union serves the primary financial needs of members & their families in the healthcare arena & the community. The credit union will provide financial products & services in a professional, friendly atmosphere.
  • CSE Credit Union
  • 84 Wadsworth Street, Hartford, CT, 06106
  • The CSE Credit Union is a cooperative thrift & loan association, owned and managed by its members for their mutual benefit. We are a full-service, state- chartered financial institution with seven locations across Connecticut. CSE Credit Union provides excellent rates on savings while also offering a full line of competitively priced loan products.
  • First World Mortgage Corporation
  • 127 Prospect Avenue, Hartford, CT, 06106
  • "First World Mortgage is known as one of the leading mortgage lenders by real estate professionals, builders, and individual homebuyers throughout CT, MA and RI. We are a full-service mortgage lender with expert staff in every area of mortgage lending. From purchase loans and refinancing to construction and home renovation loans,"
  • Superior Rate Mortgage Of New England, LLC
  • 30 Trinity Street, Hartford, CT, 06106
  • Superior Rate Mortgage Of New England, mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • Capital Home Partners
  • 800 Rt 146, Suite 320, Clifton Park, NY, 12065
  • Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.