USDA Loan Vs. FHA loan for Pelham, AL [ best of 2023]

In 2024, USDA loan limit in Pelham, county of Shelby, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pelham, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 697-9968 1101 miles Lender's profile and map Reviews Deer Creek Mortgage 8603 Redstone Street, Littleton, CO, 80126 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(303) 347-1316 1101 miles Lender's profile and map Reviews FCF Services Inc 9457 South Universlty Blvd, Suite 120, Highlands Ranch, CO, 80126 FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
(605) 859-2525 1101 miles Lender's profile and map Reviews First National Bank in Philip 103 East Oak Street, Philip, SD, 57567 First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.
(308) 432-2588 1102 miles Lender's profile and map Reviews Chadron Federal Credit Union 126 East 3rd Street, Chadron, NE, 69337 The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
(701) 493-2817 1102 miles Lender's profile and map Reviews Heartland State Bank ND 401 Main Street, Edgeley, ND, 58433 Heartland State Bank offers a variety of deposit accounts designed to fill your needs. All depositors are protected up to $250,000 by the FDIC. Whether you are saving for a rainy day or for a retirement, we have a savings product to help you achieve your goals. We want you to make your dreams a reality with help from Heartland State Bank.
(303) 876-7653 1102 miles Lender's profile and map Reviews Assured Residential Mortgage Group LLC 55 South 4th Avenue, Brighton, CO, 80601 I have been a mortgage& loan specialist for over 20 years. I have the knowledge & experience to help you through your home loan process, whether you are refinancing or purchasing, I will find the right terms to fit your budget. Asper Assured Residential Mortgage Group If you purchased your home in the last few years, now is the time to refinance!
(720) 283-2346 1102 miles Lender's profile and map Reviews Columbine Federal Credit Union 4902 E Dry Creek Rd, Centennial, CO, 80122 Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
(303) 740-7063 1102 miles Lender's profile and map Reviews Arapahoe Credit Union 3999 E. Arapahoe Rd, Centennial, CO, 80122 Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
(303) 220-0355 1102 miles Lender's profile and map Reviews 5280lend.com 6775 E Evans Ave, Denver, CO, 80224 We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
(303) 758-4969 1102 miles Lender's profile and map Reviews Universal Lending 6775 E Evans Ave, Denver, CO, 80224 Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
(303) 956-5993 1102 miles Lender's profile and map Reviews Fulcrum Mortgage 9777 Pyramid Court, Suite 100, Englewood, CO, 80224 Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.