Construction loans by bank or private investors in Phenix-City, AL

Lendersa® list of construction loan lenders in Phenix-City, AL include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Phenix-City, AL of 2,000 Sf home at $213,909 for basic construction to $388,654 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in Alabama.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 36869, 36867, 36868.



  • Metro Bank
  • 800 Martin Street South, Pell City, AL, 35128
  • Our Mission is to grow shareholder value through holding the highest standard of customer service with our customers by consistently exceeding expectations, building relationships and maintaining a strong and active presence in our communities. Metro Bank opened on May 30th, 1989.
  • Coosa Valley Mortgage, Inc.
  • 2107 Martin ST S, Suite 102, Pell City, AL, 35128
  • Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs
  • Union State Bank
  • 2019 Cogswell Avenue, Pell City, AL, 35125
  • In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
  • Yieldi LLC
  • 6000 Lake Forrest Drive, Suite 100, Atlanta, GA, 30328
  • Yieldi platform and team focuses on only real estate based investments bringing high yields distributed on a monthly basis. All Yieldi offerings are asset based, meaning your investment is backed by validated collateral such as a Real Estate, Commercial and Residential property.
  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans
  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.