Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers. In 1997, Security Bancorp obtained the HUD approval as a Title II correspondent.
Since its inception, the prime focus of Security Bancorp has been to serve the real estate financing needs of the low to moderate income consumer, catering to the needs of the rapidly growing Hispanic
community in California.
Security Bancorp’s founders Rebecca Uribe and Laura Uribe, who themselves are bilingual and bicultural understand well the nuances specific to the Hispanic community and were inspired to put forth a 30-minute infomercial in Spanish to help educate on the substantial economic and social benefits of homeownership. This educational informercial provided information about the home buying process, explained the different loan programs available, as well as, educated first-time homebuyers on the true cost of homeownership.
The infomercial aired in 2000 on several local Spanish Language Television stations and the response was overwhelming. The increased interest generated by the infomercial propelled Security Bancorp to
become a preferred mortgage partner for the CRA Program (Community Reinvestment Act).
In today’s changing mortgage climate, Security Bancorp continues its emphasis on education by hosting home financing seminars to first-time homebuyers, homeowners and real estate professionals.
Security Bancorp remains passionate about educating the community on the value of homeownership and looks forward to continuing to provide access to safe, affordable and low down payment mortgages, contributing to the overall revitalization and growth of our local economy.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night...
NMLS 1795154
