USDA Loan Vs. FHA loan pro & con for Troy, Pike County, AL

In 2024, USDA loan limit in Troy, county of Pike, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Troy, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 550-2626 1194 miles Lender's profile and map Reviews Estates Mortgage Group Inc 1901 West Littleton Blvd, Suite 212, Littleton, CO, 80120 Estates Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(303) 662-9490 1194 miles Lender's profile and map Reviews Reed Mortgage Corporation 26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120 "At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including Buying a home etc.."
(303) 539-3000 1194 miles Lender's profile and map Reviews Hard Money Mike 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120 Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide: In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.) Fund up to 90% of purchase and 80% of rehab. Higher loan-to-value loans.
(303) 321-4209 1195 miles Lender's profile and map Reviews Westerra Credit Union 3700 East Alameda Ave, Denver, CO, 80209 Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
(303) 377-4181 1195 miles Lender's profile and map Reviews Montegra Capital Resources, LTD 3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209 Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
(303) 321-2265 1195 miles Lender's profile and map Reviews Young Americans Bank 3550 East First Avenue, Denver, CO, 80206 Young Americans Center for Financial Education is a unique organization located in Denver, Colorado. We operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate
(720) 429-9242 1195 miles Lender's profile and map Reviews mhm lending, llc 44 Cook Street, Suite 300A, Denver, CO, 80206 mhm lending is Colorado’s premier lending partner offering curated mortgage solutions to help you achieve your financial goals. With deeper home loan expertise and unmatched service, mhm lending provides a remarkable home loan experience designed specifically for you. We are committed to providing customized mortgage products
(754) 444-2627 1195 miles Lender's profile and map Reviews Aces Risk Management 205 North Detroit Street, Suite 200, Denver, CO, 80206 ACES Quality Management, formerly known as ACES Risk Management (ARMCO), is the leading provider of enterprise quality management and control software for the financial services industry. The nation’s most prominent lenders, servicers and financial institutions rely on ACES Audit Quality Management & Control Software.
(303) 521-8498 1195 miles Lender's profile and map Reviews Ian Buchanan - The Home Loan Expert 201 Columbine Street, Suite 300, Denver, CO, 80206 Having the entire mortgage loan process contained under one roof allows us to quickly & efficiently close your loan- in as little as 14-days. Using the newest mortgage & home loan products and underwriting our own files allows us to approve loans & get mortgage rates that other lenders can’t. The Home Loan Expert works hard to make it easy on you!
(303) 945-3962 1195 miles Lender's profile and map Reviews Denver Lending 100 Garfield St, Suite 320, Denver, CO, 80206 Denver Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity We get calls every day asking what our rate is, but a competitive rate is only part of what a home buyer should be concerned with. The overall financial health, which includes an educated and holistic approach.
(303) 284-2592 1195 miles Lender's profile and map Reviews Columbine Mortgage LLC 44 Cook Street, Suite 700, Denver, CO, 80206 Our mission at Columbine Mortgage is to help guide our clients and business partners through the mortgage lending process — consistently providing insightful advice and maintaining the highest standards of professional service to build enduring relationships and Our approach to the mortgage business is informed by years of experience.