USDA Vs. FHA your options comparison in Tuscaloosa, Tuscaloosa County, AL

In 2024, USDA loan limit in Tuscaloosa, county of Tuscaloosa, AL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Tuscaloosa, county of Tuscaloosa, AL

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Tuscaloosa, AL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alabama?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commercial State Bank
  • 519 East Broadway, Wausa, NE, 68786
  • Commercial State Bank is an independent, locally owned and managed bank with branches located in Wausa, Nebraska City, and Elkhorn, Nebraska. Commercial State Bank was chartered on November 30, 1925, when the Department of Trade and Commerce, Bureau of Banking, signed by Governor Adam McMullen issued the charter.
  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.
  • Freedom Credit Union
  • 626 Jacksonville Road, Suite 250, Warminster, PA, 18974
  • Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
  • Global Mortgage Network Inc
  • 626 Jacksonville Road, Suite 230, Warminster, PA, 18974
  • At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • INDEPENDENCE HOME MORTGAGE CORP.
  • 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
  • Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • "Medford Mortgage was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. Our company MISSION is simple: Develop a low cost structure that enables us to consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr