Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry, which include First Mortgage and Equity Gap Mezzanine finance, as well as Preferred Equity investment options.
Urban Mutual’s ultimate goal is to enable experienced renovation, rehab and ground-up construction developers to significantly expand their business opportunities and production pipeline, by taking on additional projects they don’t have the capital to secure or the required infrastructure to manage.
Our close affiliation with some of the largest real estate brokers and wholesale acquisition firms in the nation can create opportunities for both Urban Mutual and our Development partners to access strong acquisition deal flow, and the ability to further help monetize our developers’ profitability and enterprise value.
Our exclusive Affordable Luxury value-added inclusions and corporate advisory services, which includes unprecedented Down Payment and Equity Investment Protection - an Innovative solution to protect the home buyer's down payment, - which safeguards the property’s Equity Value in the event of a market correction or price decrease at the point of sale*, as well as a unique Property Branding Program which allows our developer partners to significantly differentiate their projects from their competitors and therefore sell, and even pre-sell, their properties decidedly faster and at a considerably higher value then they could have otherwise.
Changes to the Property Value could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
You can change the property value by moving the Property Value slider up or down or by entering a new Property Value manually in the Property Value box.
When you change the Property Value, only the LTV will change, and the Loan Amount will remain the same Loan Amount.
Other advanced sliders’ options are available with Lendersa® Advanced Calculator
CloseChanges to the loan amount, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
CloseLTV is the abbreviation of Loan To Value, and it is the ratio between the Loan Amount and the Property Value. The formula to calculate LTV is Loan Amount divided by the property value. 
Example: Loan Amount $300,000, Property value $400,000 
Changes to the LTV, even so slightly, could change the results in a significant way. Lendersa® sliders allow you to make fast changes to explore your financing options.
The Loan Amount Slider
Change the Loan Amount by moving the Loan Amount slider. (The LTV will change, and the Property Value will remain unchanged).
The LTV Slider
Change the Loan Amount by moving the LTV slider. (The Property Value will remain unchanged).
Other advanced options are available with Lendersa® Advanced Calculator
Close
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NMLS 1795154
